Making decisions on property is not trivial, as they often have effects on our quality of life in ways that are not just material but also financial and emotional. Regardless of our experience levels in making decisions on our properties and homes, it helps to have an appreciation of what resources are involved, and how we can be resourceful about them. I hope you find the materials in this issue useful.
New HDB policy: Standard, Plus and Prime – how does it affect you?
Housing and Development Board (HDB) will change how it classifies Build-to-Order (BTO) projects, starting in the second half of 2024. The policy changes intend to ensure that HDB policies continue to remain relevant in Singapore's current social and economic construct.
This article provides a comprehensive guide to the costs of buying a home in Singapore, including down payment, stamp duty, legal fees, and renovation costs.
I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers.
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DISCLAIMER
This is not an official AIA newsletter. The views and opinions expressed in this publication are those of the author and do not reflect the official policy or position of AIA Singapore Private Limited (Company Registration No. 201106386R) (AIA), any other agency, organisation, employer or company. Assumptions made in the analysis are not reflective of the position of AIA other than the author.
Extremely fortunate and glad to have the opportunity to be certified in the Affluent and High Networth program.
It has exposed me to many opportunities to improve my knowledge and to serve my clients better!
Westley, Business Development
Hi, this is a good opportunity to explore new options for investment or retirement plan, no strings attached. Feel free to contact Kamen to learn more.
Anand, Vice President
I got introduced to Karna & Kamen via a facebook ad late 2018 and did not have much expectations before the meet and just wanted to give a try. Instead of trying to sell what they wanted to sell me, they tried to understand my needs & constraints and tried to get me a product that would suit my needs. Since then they’ve helped me with all my insurance needs.
Cassandra
I have never really cared much about insurances until I met Kamen. Next thing I knew, I had pretty much all that i need covered from medical to life and savings; next would be my retirement. :)
He is trustworthy and would patiently listen to and understand your needs before figuring out the best way to help you.
You definitely need someone like him to guide you!
Victor
Kamen has been extremely patient and professional. He took time to understand my situation and needs before providing a systematic solution for my retirement.
Happy with my perspective towards retirement planning!
