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Kamen Ng

In Touch

A Monthly Curated Newsletter

As the world enters a recession, the upcoming year can pose a challenge for many due to increasing economic uncertainty, and the natural fears surrounding it. In this issue, we look at some trends and possible actions that can help us become more emotionally and financially resilient to not just ride out the challenges, but rise above them. I hope this gives us hope.

How to Be Happy in a Recession

Recession begets misery, which makes for more economic bad times. You naturally make the pattern worse by following your loss-aversion instincts. Although you probably can’t break the global economy out of this feedback loop, you can break yourself out of it. Start with the following three practices.

 
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Here are 8 ways to bulletproof your finances ahead of a likely recession in 2023

5 personal finance experts here give tips on how to protect your finances. Their recommendations include building up an emergency fund, trimming your regular spending and up-skilling

 
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How to Stay Optimistic During Hard Times

 
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I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers.
 
Kamen Ng
 
 
 
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DISCLAIMER

This is not an official AIA newsletter. The views and opinions expressed in this publication are those of the author and do not reflect the official policy or position of AIA Singapore Private Limited (Company Registration No. 201106386R) (AIA), any other agency, organisation, employer or company. Assumptions made in the analysis are not reflective of the position of AIA other than the author.

© Kamen Ng, All rights reserved.

Testimonials and Referral Notes

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Extremely fortunate and glad to have the opportunity to be certified in the Affluent and High Networth program. It has exposed me to many opportunities to improve my knowledge and to serve my clients better!

Westley, Business Development

Hi, this is a good opportunity to explore new options for investment or retirement plan, no strings attached. Feel free to contact Kamen to learn more.

Anand, Vice President

I got introduced to Karna & Kamen via a facebook ad late 2018 and did not have much expectations before the meet and just wanted to give a try. Instead of trying to sell what they wanted to sell me, they tried to understand my needs & constraints and tried to get me a product that would suit my needs. Since then they’ve helped me with all my insurance needs.

Cassandra

I have never really cared much about insurances until I met Kamen. Next thing I knew, I had pretty much all that i need covered from medical to life and savings; next would be my retirement. :) He is trustworthy and would patiently listen to and understand your needs before figuring out the best way to help you. You definitely need someone like him to guide you!

Victor

Kamen has been extremely patient and professional. He took time to understand my situation and needs before providing a systematic solution for my retirement. Happy with my perspective towards retirement planning!